About Prove It ToolKit

Our Mission

Prove It ToolKit exists to empower consumers fighting back against debt buyers and their collection firms. We provide professional debt communication letters that expose what debt buyers can't prove—and when they can't prove it, the case collapses.

The Problem

Every year, millions of Americans are pursued by debt buyers—companies that purchase old credit-card debts in bulk for pennies on the dollar. Behind every collection firm is a debt buyer. And these buyers almost never have what they need:

• Can't prove they own the debt (missing chain of title)
• Don't have the original signed contract
• Can't show how the balance was calculated
• Lack proper documentation to sue
• Rely on fear and pressure instead of proof

That gap is what this toolkit exploits.

Our Solution

Our 46-letter communication kit gives you the tools to demand proof at every step. Each letter:

• Is based on your rights in debt collection matters
• Uses clear, direct language (no legal jargon)
• Includes Page 1 (instructions), Page 2 (filled example), and Page 3 (blank template)
• Targets specific weaknesses in debt buyer claims
• Forces them to prove their case or back off

What We're NOT

Why We Built This

Too many people feel powerless when facing debt buyers and their collection firms. They don't know their rights. They don't know what to ask for. They don't know that debt buyers almost never have the full records they need to prove a case.

This toolkit was built using real inside knowledge of how debt buyers cut corners—and how to make them show their cards.

We built this to level the playing field. To give you the right tools. To help you fight back effectively and with confidence.